Sell Your Home For More In Any Economy
Secrets that add tens of thousands of $$ to your home’s selling price
Sell Your Home For More In Any Economy
Categories: Medicaid qualification Tags: economy, Home, More, Sell
New Music Economy – The Music Marketing System
Music marketing system that teaches musicians how to work their business like an Internet Marketer. As used on artists on Cash Money, Warner Bros, etc. Pays 50%. http://genyrockstars.com/newmusiceconomy/affiliate s
New Music Economy – The Music Marketing System
Categories: Medicaid offices Tags: economy, Marketing, Music, System.
Costa Rica – Economy
General information about democracy, economy, trade, exports and investment.
Categories: Retirement Tags: Costa, economy, Rica
Amazing how the Economy Hasnt collapsed
The damage is so bad and the riff offs are so big. How does it still stay standing? Housing, Jobs, Derivatives, Banks, Corruption, Homelessness, Medicare, Retirement Benefits are all in a state of collapse. But the whole game still stays standing. But for how long? And how hard is the next fall? Ifyou enjoyed this video please give something back martialarm.chipin.com OXYSILVER™ pioneers a new class of mineral waters providing the most powerful immune system support in healthcare history. tinyurl.com Used daily by people who need it, or periodically whenever necessary to regain or sustain health, it can be relied upon more assuredly than any product ever developed. Follow me on Twitter and BlogTV coming soon! twitter.com
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50 Great Money-Making Ideas for Any Economy
50 Great Money-Making Ideas for Any Economy offers low cost business ideas, opportunities & careers for any economic landscape, for nearly anyone. This e-book offers hundreds of resources to help readers find a new business, career or extra income.
50 Great Money-Making Ideas for Any Economy
Categories: Retirement Tags: economy, Great, Ideas, MoneyMaking
CNN Glen Beck -Dirty Secrets and Real Truth about US Debt & Economy
Interview with David Walker, the US Comptroller General commenting on how US Government denials and immorality will lead us into bankruptcy
An Uncertain Economy & Your Retirement Money
Many of you are in the red zone right before retirement, or you’ve already retired. No doubt your number one fear is running out of money in retirement. You’re part of a very large and growing demographic force: 35 million over age 65, 50 million drawing Social Security and 78 million baby boomers now turning 62. This means the future demand for everything used by the “retirement set” will increase, and “retirement prices” will rise dramatically. Many of you may have accumulated a retirement nest egg in a pension account, will draw a company pension and/or have other savings and investments earmarked for retirement. Where should you keep your retirement money?
If you’re keeping up with economic and financial developments, here’s what you’re seeing: sub-prime credit meltdown that has destroyed housing and is now spilling over into automobile debt and credit cards; highly volatile stock and bond markets; a weak dollar fueling higher prices for oil and other goods; more unemployment and rising inflation; retail sales, consumer confidence and new jobs creation in sharp decline; drastic interest rate cuts by the Federal Reserve to avoid a recession; a money giveaway stimulus package from Washington to prop up the lagging economy; widespread talk of recession and stagflation. These all add up to troubled economic times which should prompt you to review where you have your retirement money.
You’re told the stock market is the best long term, but “long term” has a different meaning in retirement. Didn’t the dot.com stock market meltdown in 2000-2002 send many retirees back to work and prevent others from retiring? Aren’t the current inflation-adjusted stock market indexes below their previous peaks? Regardless, the loud voices of Wall Street and investment companies are advising you to buy now at bargain prices. Are the markets headed higher or is their advice self-serving? Who can forecast the economy or the stock market?
If the stock market craters as it did in 2000-02 and 1973-74, and you lose some of your retirement money, how will you replace it? Since there will be no second chance, I encourage you to think carefully before you commit your money. If you’ve been told that you’ll do just fine over the longer run (generally meaning ten years), make sure you can wait this long for a market rebound. Also remember that a rebound is not certain!
What about fixed rate places like government bonds, bank CDs and money market accounts? These are rock-solid safe unless your greatest fear is outliving your money. Since current fixed rates are lower than inflation, you’ll be losing purchasing power with these choices. The potential loss of purchasing power will only add to the risk of outliving your money. What about real estate, collectibles and non-market investments? These are not only risky but generally illiquid. Before committing your retirement money, ask yourself this question: “How will I handle the worse case outcome?”
There is one savings place that offers an “opportunity” to make an above-market rate of return without the risk of loss if held to term. It is guaranteed by some of the world’s oldest, strongest and largest financial companies. The rate of return is determined by stock/bond market indexes with owners sharing in the upside potential but avoiding downside losses. The worse case outcome is a guaranteed positive rate of return. The earned interest is income tax deferred until actually withdrawn and there is no mandatory age when the money must be used. Additionally, it can be turned into a guaranteed lifetime income that can be started, stopped and stored. What’s more, it offers penalty-free partial liquidity for emergencies and bypasses probate if the owner names a beneficiary. It can be opened for a small or a large amount, and sometimes more money can be added later. There is no law which limits the amount of money that can be placed in it. It is truly a safe place to keep retirement money.
It is maligned by Wall Street and bankers because it competes with their products. The financial press doesn’t like it either – primarily because they are uninformed, misinformed or just plain biased. I’m talking about fixed index-linked annuities that are offered by insurance companies: the same companies that insure your home, live, health, business and other valuable assets. The worse case outcome is a positive, albeit small, rate of return if held to maturity, but there is an opportunity to do much better. Fixed index-linked annuities are not for everyone, but you need to consider them as one of your safe options for retirement money. Where are you keeping your retirement money in today’s uncertain and troubled economic climate? If in risky places, now is a great time to review your options.
Shelby J. Smith, Ph.D.
March 2008
Learn about safe money places – check out the Retirement Pros website http://www.theretirementpros.com/ I’m also doing free monthly video seminars online sign up at: http://www.theretirementpros.com/Tele-Seminar-MRM.php
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Dr. Smith has an earned Doctorate in Economics from Iowa State University of Science and Technology along with a Bachelor?s and Masters degree in Economics from the University of Wyoming. He started his professional career as a college professor and held professorships at several Midwestern and Southern universities. He entered the corporate arena as the Chief Economist of a Regional Federal Home Loan Bank, moved then into the banking business where he served as Economists, Chief Financial Officer, President & CEO, and Chairman of several institutions. He started a financial marketing company that catered to financial institutions and their clients by providing investment products. For the past twenty years Dr. Smith has been providing consultation and services to conservative investors and savers positioning their assets for retirement. In the process Dr. Smith has managed a broker dealer and held licenses that allowed him to offer securities and insurance products to the general public. He is currently the ?ask the expert? at the Retirement Pros, a senior officer at BHC Marketing, Ltd., and writes newsletters and other retirement articles for the retirement-minded.
Categories: Retirement Tags: economy, Money, Retirement, Uncertain
solution for the economy ( Max Keiser ) 401k pension funds nationalization recession depression
solution for the economy is to raise interest rates; not cut them, americans have no savings, how banks work, banking underpinning, rollover movie, 401k pension funds nationalization, social security is a Ponzi scheme, recession depression, recorded on October 25th 2008
Categories: Pension Tags: 401k, depression, economy, Funds, Keiser, nationalization, Pension, recession, solution